Saving my Pennies

Never spend your money before you have earned it.

Thomas Jefferson

 

One of the greatest things about my blog is that I get to share stuff that I happen to come across, and as you know, I love to share!

my samples

Since I am living in my new environment, I am constantly finding ways to save a buck or two or even find freebies.

Especially free samples.

There are quite a few beauty and bath products that I haven’t purchased in a very long time-I use samples.  AND they are great for when I stay over at my bestie’s for the weekend.

penny heart

Here are just a few freebie sites I use

 

http://www.mysavings.com/free-samples

This one has everything from free audiobook downloads to Starbucks BOGO iced Macchiato’s.   The site has samples, coupons, freebies and deals.   It has lots of ads for other sites to check out for your other favorite deals and freebies.

 

Getitfree.us

Has tons of links for free stuff.  I got a cute elephant and turquoise good luck bracelet and I only needed to pay for shipping.  Or how about this unicorn coffee mug, to make each and every morning magical!

 

http://www.freeflys.com

This one has links to specific company websites and you can sign up and get your free stuff and discounts!

 

Beauty Products?

I just signed up for a free sample of Hydra Genius Liquid Care Moisturizer at

http://www.lorealparisusa.com

loreal

 

target.com/beautybox

It isn’t free, but you can get mini sizes of products for about $7.00.

target beauty box

 

And of course, Walmart has a beauty box and it is always a flat fee of $5.00.

You can check it out at walmart.com/beautybox.

walmart beauty box

 

 

 

 

There is always a birthday lurking around every corner, so I found this site:

 

www.heyitsfree.net/birthday-freebies

 

 

birthday cake Someone actually took the time to make a complete listing of every possible freebie you can think of for your special day.

 

 

There are many more.  And one thing that is so great about this is one website will lead you to another and pretty soon your mailbox will be celebrating freebie day on the regular!

mailbox

 

Now, I must warn you, will need to sign up for their emailing list- if you don’t have one already, it is very simple and FREE to have that Spam account to use for the bulk email lists.

 

If you have your favorite freebie sample website please share in the comments!

 

With Hugs and Hope

Diane

 

Freezing Veggies

 

 

I remember as a child, my mom working to the bone, and still sparsely any food in the cupboard. 

There was this one summer in particular; we somehow ended up with lots of garden fresh veggies and fruit of all sorts.   A friendly neighbor helping an overworked mom, I am sure.

baby cooking

Mom and I spent the entire weekend, canning and freezing these lovely treats that were given to us so generously.

 

bus groceries

When I finally got to go grocery shopping; I told myself to just get a few things since I was taking the bus.  Unfortunately, I don’t listen very well and ended up with a half a basket full of deals and edible treats!

I bagged and doubled bagged the best I could and proceeded to put my arms through the handles, and in the process, a gentleman asked if I had it okay.  Being of Scotch-Irish and Welsh decent, nothing can stop this tenacious redhead and I continued with my 12 bags of groceries down the walk to the bus stop.

I set my bags down, and asked others to double-check as I didn’t want to board the wrong bus.  A nice girl helped me get my groceries onto the bus so I could swipe my boarding pass and sat with my loot wondering how I was going to reload.  I still had to change vehicles when I got to the East Side Exchange Station.

bus2

I managed to resort my stash and managed to change buses when it was time.  When I finally made it to my stop, the bus driver lowered the bus so I could step off easier.

I muddled across the busy thoroughfare to my building.  I stared at the stairs and thought better of trying.  I set everything down and carried 3 at a time into my apartment with two anxiously awaiting fur pups that were very excited to see me.  Only smashing one loaf of bread and one egg in the dozen.

Since I got carried away with buying fresh veggies from the produce isle and no way could I eat all of these treats by myself; I remembered when my mom and I bagged and froze our dispensations.

I spent my morning dicing and bagging veggies for various recipe starters and meals.

A tidbit of history-freezing food was introduced back in the 1930’s by a man named Clarence Birdseye.

There are many sites on the web that have lots of good info on freezing guidelines.  Here is one example that I used.

hooch

BTW, my first batch of Hooch came out yummy!

Hugs and Hope

Diane

dtc recipe 7

The Envelope System

 

 

I had really forgotten how to budget.  I haven’t had to do it in 7 years.  Not really. 

accounting

I have always prided myself in being the Spreadsheet Queen.  Every penny went on the budget.  You have to; otherwise it can slip away at the drop of a bad spending decision.  I have managed to get myself in quite the credit card pickle.

A good way to drown out a person’s true emotions.

sec 3

I have always managed to take a negative situation and learn from it.  So, when I got credit happy again and lost my job in 2008, I really had to look long and hard to make it.  When I did finally get a job ( I was at the end of my rope, of course) I made just enough to pay the bills and live on $40 a week.  With a teenage daughter in tow

 

 

So, here I am again.  My checking account is overdrawn and my work hours have been cut way back to one or two days in a pay period.  Not exactly survival money.  I know, I needed some time to get better, but this stubborn redhead can’t stay down for very long.   I think a good word to describe me would be tenacious.

laundry cute

 

I’m doing laundry in the tub and making Scooby snacks for the pooches with granola bars.  I am sure there might be too much sugar, but, you gotta do what you gotta do.

My wonderful son gave me some allowance, so I can purchase things I need.  It reminded me of re teaching oneself discipline with money.  The envelope system.

You take envelopes and divide up your cash for bills and necessities.  Mine are bus tickets, furbaby supplies, misc. and for a rainy day.

This works so well, it helps to actually see where your cash is going and helps to start thinking of ways to cut back on things you don’t really need.  The basics of budgeting.

wash

I finally stepped up to the Laundromat.  I used the suitcase with wheels and handle to take my favorite bus.   Makes it so much easier to maneuver; when I go grocery shopping next time, I am taking my bonnet with wheels.

 

Hugs and Hope

Diane

 

gmas spaghetti

June 1937-It’s all About Perspective

 

 

 

 Amelia Earhart Disappeared

  • Amelia Mary Earhart mysteriously disappeared over the Pacific Ocean during a circumnavigation flight

More Information and Timeline For Amelia Mary Earhart
1. Amelia Mary Earhart started her career during World War I as a nurses aid in Toronto, Canada looking after wounded soldiers ( Mostly as a Cook )
2. 1920 after saving by working multiple jobs including photographer, truck driver, and stenographer she saved the $1,000 needed to take flying lessons
3. 1923, Amelia Earhart became the 16th woman to be issued a pilot’s license
4. 1928, Earhart became the first woman to fly solo across the North American continent and back
5. 1932 she became the the first woman to fly solo non-stop across the Atlantic
6. 1937 On June 1st Amelia Earhart and her flight navigator Fred Noonan take off from Miami attempting a round-the-world flight.

ritz

Average Cost of Living 1937

Average Cost of new house $4,100.00
Average wages per year $1,780.00
Cost of a gallon of Gas 10 cents
Average Cost for house rent $26.00 per month
A loaf of Bread 9 cents
A LB of Hamburger Meat 12 cents
Average Price for new car $760.00
Toothpaste 35 cents
Couple of examples of houses advertised for sale
Port Authur, Texas — 5 room Cottage home and bath in town center $2,250
Mansfield, Ohio —- Colonial Brick Home 6 modern rooms and bath with open fireplace in living room $6,000

 

bus

June, 2017

 

I am sitting on my bed/couch eating some french fries and leftover pizza for breakfast, as my furbabies wait patiently for a bite.  It’s a little overcast outside.  Some commotion from the building across the courtyard.  A day to keep the windows drawn.

I do have more flexibility now that I am within the bus system, just have to learn my way around! The other day  I decided to take the bus to the Post Office to get a key for our mail box.   I checked on my IPhone for the best route, and there were 3 choices.

I picked the wrong one.

As you know, I know no stranger, so I struck up a conversation with a fellow sitting in the row in front of me.  We talked and talked.  Before I knew it, I had turned a 25 minute ride to an over 2 hour ride! I was completely on the wrong side of town!

The bus driver, ever so helpfully, stopped the bus going the other way, so I could head back to my actual destination.  Of course, I forgot snacks and drinks.  Three bus changes later, I found the Post Office, in the middle of some traffic lights and grassy fields. A Temple on the dead end street, with housing.  A sacred space I am sure.

bunny bus

No fast food, no quickie marts.  By this time, I was hot, hungry, thirsty and exhausted.  I just wanted to go home. Four hours was long enough for this excursion.   After waiting 20 minutes to hop on a bus to go 5 minutes, so I can get on another bus to go to the exchange, then the final bus to my humble residence!

I think I will take up smoking!

It’s all about perspective, right?   Just imagine how much money I am saving in car expenses by using the Public Transportation System.  Just $3.50 a day, gets me anywhere the bus will take me.

 

I am going to get started on one of my favorite cupboard cooking recipes now and as always, Hugs and Hope

DTC

 

CC mac

 

 

 

Info on Amelia Earhart and Average Cost of Living

http://www.thepeoplehistory.com/1937

Sasy’s Tips-Price Matching at Walmart

Hello fellow savers,

Summer is upon us and the cost of feeding those hungry active kids can be overwhelming. Well here is an easy way to save money on the go without clipping coupons. Who has time for that! lol
IMG_20170612_190125
Let me introduce you to the flipp app. It is so very easy to use! It gives you all the sale ads for what ever zip code you put in.
Download the app from your play store. Once you are have it on your phone, put a zip code for a fairly populated area. I live in the fort worth area, so I use 76109.
Then just cruise the ads and tap the ones you like, the app will circle the item & place it on your shopping list for easy access in the store. Or, if you know of a certain item, search for that item specifically like Pepsi. The app will find all sales in the area for the zip code you have set.
A few things you need to know:
Items MUST be EXACT brand & size/quantity per package as listed in the ad when price matching.
For store brand items, like milk or eggs, Walmart will pricematch their store brand item for same size/quantity.
For produce, it cannot be a certain brand unless you are buying the same brand. Like oranges, if you buy the cutie brand has to be same size/quantity as the ad. But for loose produce without a brand name, just bag up how ever many pounds you need and they will price match the unbranded, loose produce, per pound item that you choose. I did tomatoes earlier.
For meats, its a little different. Make sure meat does not have a specific product name on it like Johnson, or Oscar Mayer. For hamburger, it has to be the same level like 80/20, Angus, or like butt roast etc., and must have the per pound dollar amount in ad. Like if its hamburger meat in the ad without the per pound amount listed and all it says is “family pack”, Walmart will not price match that.
Things you cannot price match:
Buy this get that
Buy this get this for a penny.
Items MUST have a specific price listed. But you can do this: $1.99 each when you buy 3, so in this instance you would buy three of the listed item @ $1.99 for each item. I did that with Dr. Pepper 12 packs the other day. Amazing deal.
Once your at the register, let the cashier know you are price matching. I like to line the items up at the register in the order they are listed in the app so the process will be smoother.
IMG_20170612_194333
Here is the price matching I did at Walmart earlier. Its not much, but I am on a budget.
2-liter Pepsi – price matched to CVS @ .99
18 count eggs, price matched to Fiesta @ .87
Roma Tomatoes, price matched to Savers Cost Plus @ 2 lbs for .99
5 lb bag of potatoes, price matched to Supermercado Teloapan @ .99 for the whole bag!!!
I also purchased some Brat sausages and pork chops, but could not price match them because I just couldn’t get them to match up. I only paid 12.19 by price ​​matching, no coupons needed, I cut my grocery bill more than half!!!
But you can easily see how much you can save on grocery cost without clipping coupons or driving all over town to catch the good deals. There are a ton of snack and drink items for the kiddos on sale right now. Just look, you will be amazed at how much you can get for pennies on the dollar!!
I truly hope my tips and tricks help you guys. Let me know! Any questions, no problem, I am happy to help! Saving money makes me happy!!
Happy Savings Everyone!
Sasy 💖

A New Beginning

So many people live within unhappy circumstances and yet will not take the initiative to change their situation because they are conditioned to a life of security, conformity, and conservation, all of which may appear to give one peace of mind, but in reality, nothing is more damaging to the adventurous spirit.

Christopher McCandless

 

June; the perfect time to start a new chapter.  My son and I are finally getting a one bedroom apartment!   If we can ever get moved in-it’s been one hurdle after another; but you can’t stop this stubborn red head!

 

The universe always has her own timing, so it is very important we listen to her!

 

This past weekend we planned on moving, but our unit flooded!  We would’ve lost all of  the few things we do own, AND I decided to get very sick.

I spent a few days in the hospital with some stomach issues, which told me it’s time to take my health a little more seriously.   I guess level 50 is the magic number to start thinking about that sorta thing.  The good news is, now I am part of the medical system and I have more options for care.

New carpet, new eating habits and a new outlook, I am ready for my next chapter!

 

So, with all of that life stuff happening, it’s time for me to get back into my handy dandy budgeting skills I am so famous for in unknown circles and get to budgeting!

These are a few of my old school tricks and some new ones that I have picked up along my journey of surviving this world on a budget!

big things

Big Things

Word of mouth works great when gathering things from scratch.  I clean house for a dear friend, she has been so wonderful, and if only everyone had a fraction of her giving heart; this world would be a hundred times better than it is right now.  Not only has she shared her home with my son for the past year, she has a garage full of furniture just waiting for a new home and has generously given it to us for our fresh start.  If only I could return the gratitude to her to show her and her family how this fills my being.

cool shop

 

Little Things

Of course, now I have the perfect excuse, I mean reason, to hit the Goodwill shops!  Oh, how I miss my second hand shopping!  I can do so many magical things with my findings from Goodwill!  Curtains, throw pillows, baskets, odd pieces, whatever my whimsical heart desires!  I have a few blogs on this very topic, since it is one of my many favorites, but check this out for some ideas.

lady in bath

Saving money and the environment

Since I have to watch my budget and my health; I was trying to think of ways to do both.  Since paper towels can turn into a huge expense-what about using finger towels and linens for wiping and drying?  The dollar stores and secondhand stores have both for very cheap and I can reuse them!  I also found bleach tablets where the fabric dye is in the cleaning supplies at your favorite grocery store, so I can sanitize them during each wash cycle.  Not too shabby!  I can use the pretty baskets and dishes I found to display them nicely in my kitchen and bath to add some personal touch that blends with my décor.

pests

Pests

Living in an apartment can make it challenging to keep the infestations to a minimum, so I am going to have succulents that have natural repellent properties. I haven’t actually tried these yet, but there is lots of info in the great world wide web, Mother Nature Network has lots of great info.

pooches

 

Pooches

Since my furbabies have to share a yard with other critters, large and small; I will need to keep an area by the door with wipes and sprays to keep my babies from bringing in unwanted house guests.  This not only is healthier for me, but for them too.  I can use some hand towels to wipe them down so we all can be happy puppies!

 

Since we are also on the second floor, my poochieweenie doesn’t have a great attention span and a tiny bladder, so to remedy this, I can have an indoor potty yard just for her.  Keeps her off the carpet and instills the mindset of grass being the potty place for pooches.  You can find all kinds of grassy yards of all sizes and prices to fit your needs.  So far, I found that Amazon has the most variety.  I found one that is reusable that lasts for about 2 weeks depending on frequency of potty stops.

It is also very important for my babies to be current on their shots and flea maintenance.  There are always clinics to make sure this can be possible.  Check out humanesociety.org  to find out more.  And never skimp on your flea regimen.  For more info on my tips for caring for your fur ones check out my blog here

vintage shopping 2

Pantry

With so many convenient options nowadays in the grocery store and the cost of food items, staying healthy and budget friendly can be quite a challenge.  My cure for this problem is buying fresh fruits and veggies and dividing them up into meal size packages and following food guidelines for proper storing. Good Housekeeping has some very reputable tips.

I could keep on going on and on,  but I do tend to get long in sharing, so maybe another day.

I just got a phone call that the apartment is still being worked on, so just a few more days…….

 

When I do finally get to move in, I am kissing the floor and am going to have a good cry!

Thank you for reading and

Hugs and Hope!

 

Sasy’s Tips-Fab Finds