Saving my Pennies

Never spend your money before you have earned it.

Thomas Jefferson

 

One of the greatest things about my blog is that I get to share stuff that I happen to come across, and as you know, I love to share!

my samples

Since I am living in my new environment, I am constantly finding ways to save a buck or two or even find freebies.

Especially free samples.

There are quite a few beauty and bath products that I haven’t purchased in a very long time-I use samples.  AND they are great for when I stay over at my bestie’s for the weekend.

penny heart

Here are just a few freebie sites I use

 

http://www.mysavings.com/free-samples

This one has everything from free audiobook downloads to Starbucks BOGO iced Macchiato’s.   The site has samples, coupons, freebies and deals.   It has lots of ads for other sites to check out for your other favorite deals and freebies.

 

Getitfree.us

Has tons of links for free stuff.  I got a cute elephant and turquoise good luck bracelet and I only needed to pay for shipping.  Or how about this unicorn coffee mug, to make each and every morning magical!

 

http://www.freeflys.com

This one has links to specific company websites and you can sign up and get your free stuff and discounts!

 

Beauty Products?

I just signed up for a free sample of Hydra Genius Liquid Care Moisturizer at

http://www.lorealparisusa.com

loreal

 

target.com/beautybox

It isn’t free, but you can get mini sizes of products for about $7.00.

target beauty box

 

And of course, Walmart has a beauty box and it is always a flat fee of $5.00.

You can check it out at walmart.com/beautybox.

walmart beauty box

 

 

 

 

There is always a birthday lurking around every corner, so I found this site:

 

www.heyitsfree.net/birthday-freebies

 

 

birthday cake Someone actually took the time to make a complete listing of every possible freebie you can think of for your special day.

 

 

There are many more.  And one thing that is so great about this is one website will lead you to another and pretty soon your mailbox will be celebrating freebie day on the regular!

mailbox

 

Now, I must warn you, will need to sign up for their emailing list- if you don’t have one already, it is very simple and FREE to have that Spam account to use for the bulk email lists.

 

If you have your favorite freebie sample website please share in the comments!

 

With Hugs and Hope

Diane

 

Freezing Veggies

 

 

I remember as a child, my mom working to the bone, and still sparsely any food in the cupboard. 

There was this one summer in particular; we somehow ended up with lots of garden fresh veggies and fruit of all sorts.   A friendly neighbor helping an overworked mom, I am sure.

baby cooking

Mom and I spent the entire weekend, canning and freezing these lovely treats that were given to us so generously.

 

bus groceries

When I finally got to go grocery shopping; I told myself to just get a few things since I was taking the bus.  Unfortunately, I don’t listen very well and ended up with a half a basket full of deals and edible treats!

I bagged and doubled bagged the best I could and proceeded to put my arms through the handles, and in the process, a gentleman asked if I had it okay.  Being of Scotch-Irish and Welsh decent, nothing can stop this tenacious redhead and I continued with my 12 bags of groceries down the walk to the bus stop.

I set my bags down, and asked others to double-check as I didn’t want to board the wrong bus.  A nice girl helped me get my groceries onto the bus so I could swipe my boarding pass and sat with my loot wondering how I was going to reload.  I still had to change vehicles when I got to the East Side Exchange Station.

bus2

I managed to resort my stash and managed to change buses when it was time.  When I finally made it to my stop, the bus driver lowered the bus so I could step off easier.

I muddled across the busy thoroughfare to my building.  I stared at the stairs and thought better of trying.  I set everything down and carried 3 at a time into my apartment with two anxiously awaiting fur pups that were very excited to see me.  Only smashing one loaf of bread and one egg in the dozen.

Since I got carried away with buying fresh veggies from the produce isle and no way could I eat all of these treats by myself; I remembered when my mom and I bagged and froze our dispensations.

I spent my morning dicing and bagging veggies for various recipe starters and meals.

A tidbit of history-freezing food was introduced back in the 1930’s by a man named Clarence Birdseye.

There are many sites on the web that have lots of good info on freezing guidelines.  Here is one example that I used.

hooch

BTW, my first batch of Hooch came out yummy!

Hugs and Hope

Diane

dtc recipe 7

June 1937-It’s all About Perspective

 

 

 

 Amelia Earhart Disappeared

  • Amelia Mary Earhart mysteriously disappeared over the Pacific Ocean during a circumnavigation flight

More Information and Timeline For Amelia Mary Earhart
1. Amelia Mary Earhart started her career during World War I as a nurses aid in Toronto, Canada looking after wounded soldiers ( Mostly as a Cook )
2. 1920 after saving by working multiple jobs including photographer, truck driver, and stenographer she saved the $1,000 needed to take flying lessons
3. 1923, Amelia Earhart became the 16th woman to be issued a pilot’s license
4. 1928, Earhart became the first woman to fly solo across the North American continent and back
5. 1932 she became the the first woman to fly solo non-stop across the Atlantic
6. 1937 On June 1st Amelia Earhart and her flight navigator Fred Noonan take off from Miami attempting a round-the-world flight.

ritz

Average Cost of Living 1937

Average Cost of new house $4,100.00
Average wages per year $1,780.00
Cost of a gallon of Gas 10 cents
Average Cost for house rent $26.00 per month
A loaf of Bread 9 cents
A LB of Hamburger Meat 12 cents
Average Price for new car $760.00
Toothpaste 35 cents
Couple of examples of houses advertised for sale
Port Authur, Texas — 5 room Cottage home and bath in town center $2,250
Mansfield, Ohio —- Colonial Brick Home 6 modern rooms and bath with open fireplace in living room $6,000

 

bus

June, 2017

 

I am sitting on my bed/couch eating some french fries and leftover pizza for breakfast, as my furbabies wait patiently for a bite.  It’s a little overcast outside.  Some commotion from the building across the courtyard.  A day to keep the windows drawn.

I do have more flexibility now that I am within the bus system, just have to learn my way around! The other day  I decided to take the bus to the Post Office to get a key for our mail box.   I checked on my IPhone for the best route, and there were 3 choices.

I picked the wrong one.

As you know, I know no stranger, so I struck up a conversation with a fellow sitting in the row in front of me.  We talked and talked.  Before I knew it, I had turned a 25 minute ride to an over 2 hour ride! I was completely on the wrong side of town!

The bus driver, ever so helpfully, stopped the bus going the other way, so I could head back to my actual destination.  Of course, I forgot snacks and drinks.  Three bus changes later, I found the Post Office, in the middle of some traffic lights and grassy fields. A Temple on the dead end street, with housing.  A sacred space I am sure.

bunny bus

No fast food, no quickie marts.  By this time, I was hot, hungry, thirsty and exhausted.  I just wanted to go home. Four hours was long enough for this excursion.   After waiting 20 minutes to hop on a bus to go 5 minutes, so I can get on another bus to go to the exchange, then the final bus to my humble residence!

I think I will take up smoking!

It’s all about perspective, right?   Just imagine how much money I am saving in car expenses by using the Public Transportation System.  Just $3.50 a day, gets me anywhere the bus will take me.

 

I am going to get started on one of my favorite cupboard cooking recipes now and as always, Hugs and Hope

DTC

 

CC mac

 

 

 

Info on Amelia Earhart and Average Cost of Living

http://www.thepeoplehistory.com/1937

Move in Day

Once we believe in ourselves, we can risk curiosity, wonder, spontaneous delight, or any experience that reveals the human spirit.

e. e. cummings

 

Here I am sitting on some mattresses on the floor, a cardboard box end table and two sleepy pooches.  It has been a journey getting here, but here I am.

IMG_0759

A few days ago, I decided to get sick again and spent 8 hours at the ER, just to tell me my electrolytes and iron was still low and they gave me some nausea meds for the tummy.  Slept for 3 hours and went to work.  Only because they are remodeling my store and I am not scheduled for the next 2 weekends.

strong woman

When I finally got home, I slept for 12 hours straight.  The next day…..

I just knew if I got a good night’s rest I would be back to my old stubborn self and would be able to move my stuff to the apartment all by myself, just like no biggie-   Wrong answer.

I drove my son to work so I could use the car, checked out the apartment and proceeded to unload the car to make room for my stuff.  Now, the apartment is on the second floor, so here I am carrying one 15 lb. bowling ball up the stairs like it’s a sack of 100 pound potatoes.  I knew right then, this was a bad idea.  I barely got the car unloaded and cleaned up; I was done for the day.

pretty 2

I decided to utilize my time and wait to pick up my son, to go shopping at the Goodwill.  Yay!  I found some super finds on pots and pans that fit right in with my décor plan for our humble abode.  Since, I was given so much stuff that belonged to my mother, that were post-depression era, which suits the 1960’s apartment building just fine.

By the time I finished my shopping and picked up my son from the bowling alley, I was pretty much spent.  My brain short-circuited hours ago, and I don’t really remember much after that.  Between my brother and my son, about a third of my stuff got transported to the new place.  I did remember to grab the poochies.

move in day

I struggled laying  the mattresses on the floor and some bedding.  As I was getting ready for bed, this is when I noticed I had no charger or toothbrush.  I found my curling iron and the dogs grooming sheers, so I can curl my hair and shave the dogs’ hineys…..but at this point I really didn’t care.  I made it!

Among random boxes, I did find a clock radio with an IPod dock, so I can at least trickle charge my 4s.

c r soup

I did get to make my first home cooked meal in my apartment; Chicken and rice soup.  And as soon as I find my bath bomb, I am breaking in the bathtub.

Until next time,

Hugs and Hope

A New Beginning

So many people live within unhappy circumstances and yet will not take the initiative to change their situation because they are conditioned to a life of security, conformity, and conservation, all of which may appear to give one peace of mind, but in reality, nothing is more damaging to the adventurous spirit.

Christopher McCandless

 

June; the perfect time to start a new chapter.  My son and I are finally getting a one bedroom apartment!   If we can ever get moved in-it’s been one hurdle after another; but you can’t stop this stubborn red head!

 

The universe always has her own timing, so it is very important we listen to her!

 

This past weekend we planned on moving, but our unit flooded!  We would’ve lost all of  the few things we do own, AND I decided to get very sick.

I spent a few days in the hospital with some stomach issues, which told me it’s time to take my health a little more seriously.   I guess level 50 is the magic number to start thinking about that sorta thing.  The good news is, now I am part of the medical system and I have more options for care.

New carpet, new eating habits and a new outlook, I am ready for my next chapter!

 

So, with all of that life stuff happening, it’s time for me to get back into my handy dandy budgeting skills I am so famous for in unknown circles and get to budgeting!

These are a few of my old school tricks and some new ones that I have picked up along my journey of surviving this world on a budget!

big things

Big Things

Word of mouth works great when gathering things from scratch.  I clean house for a dear friend, she has been so wonderful, and if only everyone had a fraction of her giving heart; this world would be a hundred times better than it is right now.  Not only has she shared her home with my son for the past year, she has a garage full of furniture just waiting for a new home and has generously given it to us for our fresh start.  If only I could return the gratitude to her to show her and her family how this fills my being.

cool shop

 

Little Things

Of course, now I have the perfect excuse, I mean reason, to hit the Goodwill shops!  Oh, how I miss my second hand shopping!  I can do so many magical things with my findings from Goodwill!  Curtains, throw pillows, baskets, odd pieces, whatever my whimsical heart desires!  I have a few blogs on this very topic, since it is one of my many favorites, but check this out for some ideas.

lady in bath

Saving money and the environment

Since I have to watch my budget and my health; I was trying to think of ways to do both.  Since paper towels can turn into a huge expense-what about using finger towels and linens for wiping and drying?  The dollar stores and secondhand stores have both for very cheap and I can reuse them!  I also found bleach tablets where the fabric dye is in the cleaning supplies at your favorite grocery store, so I can sanitize them during each wash cycle.  Not too shabby!  I can use the pretty baskets and dishes I found to display them nicely in my kitchen and bath to add some personal touch that blends with my décor.

pests

Pests

Living in an apartment can make it challenging to keep the infestations to a minimum, so I am going to have succulents that have natural repellent properties. I haven’t actually tried these yet, but there is lots of info in the great world wide web, Mother Nature Network has lots of great info.

pooches

 

Pooches

Since my furbabies have to share a yard with other critters, large and small; I will need to keep an area by the door with wipes and sprays to keep my babies from bringing in unwanted house guests.  This not only is healthier for me, but for them too.  I can use some hand towels to wipe them down so we all can be happy puppies!

 

Since we are also on the second floor, my poochieweenie doesn’t have a great attention span and a tiny bladder, so to remedy this, I can have an indoor potty yard just for her.  Keeps her off the carpet and instills the mindset of grass being the potty place for pooches.  You can find all kinds of grassy yards of all sizes and prices to fit your needs.  So far, I found that Amazon has the most variety.  I found one that is reusable that lasts for about 2 weeks depending on frequency of potty stops.

It is also very important for my babies to be current on their shots and flea maintenance.  There are always clinics to make sure this can be possible.  Check out humanesociety.org  to find out more.  And never skimp on your flea regimen.  For more info on my tips for caring for your fur ones check out my blog here

vintage shopping 2

Pantry

With so many convenient options nowadays in the grocery store and the cost of food items, staying healthy and budget friendly can be quite a challenge.  My cure for this problem is buying fresh fruits and veggies and dividing them up into meal size packages and following food guidelines for proper storing. Good Housekeeping has some very reputable tips.

I could keep on going on and on,  but I do tend to get long in sharing, so maybe another day.

I just got a phone call that the apartment is still being worked on, so just a few more days…….

 

When I do finally get to move in, I am kissing the floor and am going to have a good cry!

Thank you for reading and

Hugs and Hope!

 

Hellooooo World!

Hello Everyone!
My name is Kari and I loooove to save money! I don’t always have time to do the extreme couponing that I so desperately love to do but I do find ways to save money on a daily.
shop
Here are a couple of things you can do to save money on your everyday shopping that does not require you to purchase coupons or follow fads.
Its called apps. Many stores offer in-store discounts right on their app. No clipping or major planning. So, if there is a store you shop at often download their app & start saving.
cell phone
There are also rebate apps. Sometimes I want to save a bit more than the .50 – .75 cents the in store app will offer but I don’t want to spend time uploading receipts and all that jazz.
The savingstar app will automatically pick up your receipt from select retailers. So, all you have to do is load the deal to your app & shop at the select retailer, purchase the item(s) listed on the app & WALLA, 12-24 hours cash back! BOOM!
piggy
Well, I don’t want to overwhelm everyone with too much at once, just wanted to say hello & give ya’ll a couple of quick ways to start saving money today.
Thanks for having me Diane! And happy savings to you all!!
Sasy

Living on a $20 a week Grocery Budget

 

 

I have had some great experiences and adventures surviving in this crazy life of mine and this morning as I was having my coffee and going through all of my social media stuff and reading emails, I came across a post about how to live on $20 a week on groceries.  I didn’t read the post (shame on me) but it did remind me of when I actually had to do just that.  The fun part was I had a teenager still living at home at the time, the last one to leave the nest.

surviving

It was back when I was trying to come back up from being laid off my job after working there for 10 years.  I had been on an involuntary sabbatical for about 9 months.  I had definitely depleted all of my reserves and right about that time I was really scrambling for some hope.  I remember visiting my agent friend at the insurance office, (telling her I could only pay 1 month of insurance instead of the full premium) she looked at me and said ‘hold on’.  She got on the phone and called a local trucking company that desperately needed office help.  I drove directly to the company and was hired on the spot.

The answer I was praying for!

 

The pay was less than I wanted to be comfortable, but was just enough to pay my bills and leave me with $ 40 a week for gas and groceries.

 

So, with my upbringing of always having to be frugal and my mother who taught me how to make a meal with very basic ingredients; I put my skills back to work and my daughter and I ate on  $20 a week.

minion

 

This time of year is always tight for most of us.  Taxes are due, recovering from overspending during the holidays, in my case, hours are being cut way back since spending has taken a nosedive.  Or for whatever reason or situation any of us are in.  I thought I would share some of my old standby grocery budgeting tips that has got me through many tough times.

 

gravy-ring

Staple items:

 Powdered milk- you can use this to add to regular milk to make it stretch and also use it for cooking so you’re not wasting precious real milk.

Baking Mix- you can make biscuits, pancakes, scones, breads, cakes, dumplings gravy (flour is best, but it will work) the list is endless

Dry Beans- a very good source of protein.

Can tomatoes and sauce- for soups and sauces

Dry noodles- for soups and sauces

farmers

Your local farmer:

 Check around the outskirts of town and visit with your local farmer or neighbor that has a garden and ask them if you can take excess fruits, veggies and eggs off of their hands.  Or do a skill swap with them.  You would be amazed at how much gets thrown away that is perfectly edible.

Learn to can and freeze your goodies.  The internet has many resources to learn this almost forgotten skill.

can-beans

Grocery Outlet Stores:

 Ask around, check out the local paper and find those outlet stores in your area.  Those cans that look a little funky are perfectly fine most of the time.  Or that off brand that came from a different part of the country that we aren’t quite used to are also okay.   Do take the time though to learn what items could be tainted.  For example, jars that the lid has already ‘popped’ are no good and if the dent in the can is deep enough that it ruptured the integrity of the can could also be spoiled.  Also, the best before date on items such as mayonnaise and salad dressings are just a guideline for grocery chains.  These foods are still good beyond that date.  The dates range, so it’s a very good idea to learn the time frame on these items.

butcher

The local butcher:

 Talk to the butcher at your favorite grocery chain or your local butcher.  If they are allowed they can sell you cuts of meat that don’t look star quality at a discounted price.  Something definitely worth checking into.

 

Buy off brand: 

The quality of off brand items are just as good as or better than the name brand favorite 95% of the time.  Every once in a while this isn’t true, just have to do a little experimentation.

dsf

The Dollar Stores:

 Most of my paper goods, spices, vitamins, medicines and toiletries were found at my local dollar store.  Just have to spend a little time and do some comparative shopping to find the best deals.

 jar of money

No matter what your budget looks like, I hope this knowledge can help you make it stretch just that much further.  Thank you for reading, and I would love to hear your thoughts and tips too!