I had really forgotten how to budget. I haven’t had to do it in 7 years. Not really.
I have always prided myself in being the Spreadsheet Queen. Every penny went on the budget. You have to; otherwise it can slip away at the drop of a bad spending decision. I have managed to get myself in quite the credit card pickle.
A good way to drown out a person’s true emotions.
I have always managed to take a negative situation and learn from it. So, when I got credit happy again and lost my job in 2008, I really had to look long and hard to make it. When I did finally get a job ( I was at the end of my rope, of course) I made just enough to pay the bills and live on $40 a week. With a teenage daughter in tow
So, here I am again. My checking account is overdrawn and my work hours have been cut way back to one or two days in a pay period. Not exactly survival money. I know, I needed some time to get better, but this stubborn redhead can’t stay down for very long. I think a good word to describe me would be tenacious.
I’m doing laundry in the tub and making Scooby snacks for the pooches with granola bars. I am sure there might be too much sugar, but, you gotta do what you gotta do.
My wonderful son gave me some allowance, so I can purchase things I need. It reminded me of re teaching oneself discipline with money. The envelope system.
You take envelopes and divide up your cash for bills and necessities. Mine are bus tickets, furbaby supplies, misc. and for a rainy day.
This works so well, it helps to actually see where your cash is going and helps to start thinking of ways to cut back on things you don’t really need. The basics of budgeting.
I finally stepped up to the Laundromat. I used the suitcase with wheels and handle to take my favorite bus. Makes it so much easier to maneuver; when I go grocery shopping next time, I am taking my bonnet with wheels.
Hugs and Hope
I haven’t had to live like this since I was a child- a very humbling experience.
I still don’t have a key to the laundry facilities yet, so I am washing my clothes in the tub and drying them on the outside railing. Everyone in the building knows what color towels I have now.
Still waiting for my Food Benefits, good thing I have some ol’ standbys in the cupboard.
Sadness and Hunger fill the air today at the Apartments, even the pooches can sense it. I long to use my last $3.50 bus fare, at least there is hope on the bus.
I am trying to keep my space positive, but the darkness keeps seeping in.
It is quiet for the most part here, just don’t take the furbabies out after 9 PM.
Across the courtyard is the 4 bedroom apartments, there are two families that live there. One downstairs and one upstairs. There is an empty apartment on the bottom floor, but I don’t dare go near it, it gives me the heebie-jeebies.
Still don’t have all of my stuff yet ; feels like I am staying in a seedy motel. Without the rest of my few things I own, I can’t quite find home. …..
My son is working two jobs. I can’t get enough events lined up. Being in the hospital, knocked me off my horse. Having a hard time getting back on.
My side of the courtyard are the one bedrooms. Mostly rented by single men except for mine and another lady that I would assume works in a hospital, wearing scrubs as her attire. I hear her children, but have never seen them.
As for the rest, the man that collects appliances from the dumpster, the handicapped man and his caretaker and the one that lives below me, works during the day.
My daughter can’t seem to find her way either, such a heavy burden for a mom to carry.
We are adjusting. The furbabies have literally been on a tight leash, but I do play ball and we yoga every day. The kids love to get them barking at night. I’m sure they think it’s fun.
Maybe tomorrow my food benefits will come and I can use my bus pass to go grocery shopping and find a conversation. Until then, I will warm up some leftover soup.
Hugs and Hope
Amelia Earhart Disappeared
- Amelia Mary Earhart mysteriously disappeared over the Pacific Ocean during a circumnavigation flight
More Information and Timeline For Amelia Mary Earhart
1. Amelia Mary Earhart started her career during World War I as a nurses aid in Toronto, Canada looking after wounded soldiers ( Mostly as a Cook )
2. 1920 after saving by working multiple jobs including photographer, truck driver, and stenographer she saved the $1,000 needed to take flying lessons
3. 1923, Amelia Earhart became the 16th woman to be issued a pilot’s license
4. 1928, Earhart became the first woman to fly solo across the North American continent and back
5. 1932 she became the the first woman to fly solo non-stop across the Atlantic
6. 1937 On June 1st Amelia Earhart and her flight navigator Fred Noonan take off from Miami attempting a round-the-world flight.
Average Cost of Living 1937
Average Cost of new house $4,100.00
Average wages per year $1,780.00
Cost of a gallon of Gas 10 cents
Average Cost for house rent $26.00 per month
A loaf of Bread 9 cents
A LB of Hamburger Meat 12 cents
Average Price for new car $760.00
Toothpaste 35 cents
Couple of examples of houses advertised for sale
Port Authur, Texas — 5 room Cottage home and bath in town center $2,250
Mansfield, Ohio —- Colonial Brick Home 6 modern rooms and bath with open fireplace in living room $6,000
I am sitting on my bed/couch eating some french fries and leftover pizza for breakfast, as my furbabies wait patiently for a bite. It’s a little overcast outside. Some commotion from the building across the courtyard. A day to keep the windows drawn.
I do have more flexibility now that I am within the bus system, just have to learn my way around! The other day I decided to take the bus to the Post Office to get a key for our mail box. I checked on my IPhone for the best route, and there were 3 choices.
I picked the wrong one.
As you know, I know no stranger, so I struck up a conversation with a fellow sitting in the row in front of me. We talked and talked. Before I knew it, I had turned a 25 minute ride to an over 2 hour ride! I was completely on the wrong side of town!
The bus driver, ever so helpfully, stopped the bus going the other way, so I could head back to my actual destination. Of course, I forgot snacks and drinks. Three bus changes later, I found the Post Office, in the middle of some traffic lights and grassy fields. A Temple on the dead end street, with housing. A sacred space I am sure.
No fast food, no quickie marts. By this time, I was hot, hungry, thirsty and exhausted. I just wanted to go home. Four hours was long enough for this excursion. After waiting 20 minutes to hop on a bus to go 5 minutes, so I can get on another bus to go to the exchange, then the final bus to my humble residence!
I think I will take up smoking!
It’s all about perspective, right? Just imagine how much money I am saving in car expenses by using the Public Transportation System. Just $3.50 a day, gets me anywhere the bus will take me.
I am going to get started on one of my favorite cupboard cooking recipes now and as always, Hugs and Hope
Info on Amelia Earhart and Average Cost of Living
Hello fellow savers,
Once we believe in ourselves, we can risk curiosity, wonder, spontaneous delight, or any experience that reveals the human spirit.
e. e. cummings
Here I am sitting on some mattresses on the floor, a cardboard box end table and two sleepy pooches. It has been a journey getting here, but here I am.
A few days ago, I decided to get sick again and spent 8 hours at the ER, just to tell me my electrolytes and iron was still low and they gave me some nausea meds for the tummy. Slept for 3 hours and went to work. Only because they are remodeling my store and I am not scheduled for the next 2 weekends.
When I finally got home, I slept for 12 hours straight. The next day…..
I just knew if I got a good night’s rest I would be back to my old stubborn self and would be able to move my stuff to the apartment all by myself, just like no biggie- Wrong answer.
I drove my son to work so I could use the car, checked out the apartment and proceeded to unload the car to make room for my stuff. Now, the apartment is on the second floor, so here I am carrying one 15 lb. bowling ball up the stairs like it’s a sack of 100 pound potatoes. I knew right then, this was a bad idea. I barely got the car unloaded and cleaned up; I was done for the day.
I decided to utilize my time and wait to pick up my son, to go shopping at the Goodwill. Yay! I found some super finds on pots and pans that fit right in with my décor plan for our humble abode. Since, I was given so much stuff that belonged to my mother, that were post-depression era, which suits the 1960’s apartment building just fine.
By the time I finished my shopping and picked up my son from the bowling alley, I was pretty much spent. My brain short-circuited hours ago, and I don’t really remember much after that. Between my brother and my son, about a third of my stuff got transported to the new place. I did remember to grab the poochies.
I struggled laying the mattresses on the floor and some bedding. As I was getting ready for bed, this is when I noticed I had no charger or toothbrush. I found my curling iron and the dogs grooming sheers, so I can curl my hair and shave the dogs’ hineys…..but at this point I really didn’t care. I made it!
Among random boxes, I did find a clock radio with an IPod dock, so I can at least trickle charge my 4s.
I did get to make my first home cooked meal in my apartment; Chicken and rice soup. And as soon as I find my bath bomb, I am breaking in the bathtub.
Until next time,
Hugs and Hope
So many people live within unhappy circumstances and yet will not take the initiative to change their situation because they are conditioned to a life of security, conformity, and conservation, all of which may appear to give one peace of mind, but in reality, nothing is more damaging to the adventurous spirit.
June; the perfect time to start a new chapter. My son and I are finally getting a one bedroom apartment! If we can ever get moved in-it’s been one hurdle after another; but you can’t stop this stubborn red head!
The universe always has her own timing, so it is very important we listen to her!
This past weekend we planned on moving, but our unit flooded! We would’ve lost all of the few things we do own, AND I decided to get very sick.
I spent a few days in the hospital with some stomach issues, which told me it’s time to take my health a little more seriously. I guess level 50 is the magic number to start thinking about that sorta thing. The good news is, now I am part of the medical system and I have more options for care.
New carpet, new eating habits and a new outlook, I am ready for my next chapter!
So, with all of that life stuff happening, it’s time for me to get back into my handy dandy budgeting skills I am so famous for in unknown circles and get to budgeting!
These are a few of my old school tricks and some new ones that I have picked up along my journey of surviving this world on a budget!
Word of mouth works great when gathering things from scratch. I clean house for a dear friend, she has been so wonderful, and if only everyone had a fraction of her giving heart; this world would be a hundred times better than it is right now. Not only has she shared her home with my son for the past year, she has a garage full of furniture just waiting for a new home and has generously given it to us for our fresh start. If only I could return the gratitude to her to show her and her family how this fills my being.
Of course, now I have the perfect excuse, I mean reason, to hit the Goodwill shops! Oh, how I miss my second hand shopping! I can do so many magical things with my findings from Goodwill! Curtains, throw pillows, baskets, odd pieces, whatever my whimsical heart desires! I have a few blogs on this very topic, since it is one of my many favorites, but check this out for some ideas.
Saving money and the environment
Since I have to watch my budget and my health; I was trying to think of ways to do both. Since paper towels can turn into a huge expense-what about using finger towels and linens for wiping and drying? The dollar stores and secondhand stores have both for very cheap and I can reuse them! I also found bleach tablets where the fabric dye is in the cleaning supplies at your favorite grocery store, so I can sanitize them during each wash cycle. Not too shabby! I can use the pretty baskets and dishes I found to display them nicely in my kitchen and bath to add some personal touch that blends with my décor.
Living in an apartment can make it challenging to keep the infestations to a minimum, so I am going to have succulents that have natural repellent properties. I haven’t actually tried these yet, but there is lots of info in the great world wide web, Mother Nature Network has lots of great info.
Since my furbabies have to share a yard with other critters, large and small; I will need to keep an area by the door with wipes and sprays to keep my babies from bringing in unwanted house guests. This not only is healthier for me, but for them too. I can use some hand towels to wipe them down so we all can be happy puppies!
Since we are also on the second floor, my poochieweenie doesn’t have a great attention span and a tiny bladder, so to remedy this, I can have an indoor potty yard just for her. Keeps her off the carpet and instills the mindset of grass being the potty place for pooches. You can find all kinds of grassy yards of all sizes and prices to fit your needs. So far, I found that Amazon has the most variety. I found one that is reusable that lasts for about 2 weeks depending on frequency of potty stops.
It is also very important for my babies to be current on their shots and flea maintenance. There are always clinics to make sure this can be possible. Check out humanesociety.org to find out more. And never skimp on your flea regimen. For more info on my tips for caring for your fur ones check out my blog here
With so many convenient options nowadays in the grocery store and the cost of food items, staying healthy and budget friendly can be quite a challenge. My cure for this problem is buying fresh fruits and veggies and dividing them up into meal size packages and following food guidelines for proper storing. Good Housekeeping has some very reputable tips.
I could keep on going on and on, but I do tend to get long in sharing, so maybe another day.
I just got a phone call that the apartment is still being worked on, so just a few more days…….
When I do finally get to move in, I am kissing the floor and am going to have a good cry!
Thank you for reading and
Hugs and Hope!
Hello fellow savers,